Handbook on Indian Insurance Statistics. Website:
Year | Net earned premium of health insurance (Rs. Crs.) | Claims incurred (Rs. Crs.) | Commission and management exps incurred (Rs. Crs.) | Underwriting profit/loss (Rs. Crs.) |
---|---|---|---|---|
2006–2007 | 1909.59 | 2687.49 | 662 | −1440 |
2007–2008 | 3224.27 | 3422.43 | 1139 | −1337 |
2008–2009 | 5017.47 | 5256.19 | 1849 | −2088 |
2009–2010 | 6351.82 | 6857.31 | 2362 | −2867 |
2010–2011 | 8783.61 | 8546.18 | 3350 | −3113 |
2011–2012 | 9660.52 | 9013.42 | 3239 | −2592 |
2012–2013 | 11413.76 | 10834.29 | 3630 | −3051 |
2013–2014 | 14373.7 | 14007.22 | 4167 | −3801 |
2014–2015 | 17260.69 | 17405.79 | 5343 | −5488 |
2015–2016 | 20456.57 | 20900.18 | 6629 | −7073 |
2016–2017 | 24709.75 | 26088.59 | 7059 | −8438 |
2017–2018 | 27875.24 | 26247.22 | 8329 | −6701 |
2018–2019 | 33010.89 | 30027.26 | 10049 | −7065 |
Handbook on Indian Insurance Statistics. Website:
Model | Unstandardized coefficients | |
---|---|---|
B | Std. error | |
1 | ||
(Constant) | −1028.737 | 458.900 |
Premium earned | −0.226 | 0.027 |
Model | Square | Adjusted square | Std. error of the estimate | |
---|---|---|---|---|
1 | 0.930 | 0.866 | 0.853 | 922.40531 |
Model | Sum of squares | Df | Mean square | F | Sig. | |
---|---|---|---|---|---|---|
1 | Regression | 60260377.756 | 1 | 60260377.756 | 70.825 | 0.000 |
Residual | 9359147.167 | 11 | 850831.561 | |||
Total | 69619524.923 | 12 |
. Dependent variable: Underwriting profit or loss;
. Predictors: (Constant), Health insurance premium earned
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Kumar , A. ( 2009 ), “ Health insurance in India: is it the way forward? ”, World Health Statistics (WHO) , pp. 1 - 25 .
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Ahsan Malik
Piyush Jain
IOSR Journals
International Journal of Humanities & Social Science Studies (IJHSSS)
Dr. Rashmi Baruah
Globalization, privatization and liberalization accelerated all round reforms in many sectors, especially in developing economies, in the world. Developing countries- like India have realized the importance of communication in the later part of 20th century. According to DoT (2013), today Indian Telecommunication Sector is one of the fastest growing telecom sectors and it has become the second largest network in the world, next to China. The Government of India really has encouraged the telecom sector to penetrate in the new markets across the country by adopting appropriate policies. Therefore this sector is found to be in a growing path and with its potential will continue to do so in the future also. Keeping these in view, the present study analyzes the history & evolution of Indian Telecom Sector, its growth & developments in present scenario along with the future opportunities of the sector in India.
Telecommunications Policy
Sara Biancini
Every company has its prime aim to Growth. With the changing times increase in competition has become their core competencies and has a competitive edge over others. Business matrices like Net sales, Profit (%) after tax,Total Income (Capitalization), Total Expenditures and level of satisfaction of the customers are important indicators representing the stand of companies in the market. A comparative analysis of the major telecom providers like Bharti AirtelLimited, Tata Communications Limited, Idea Cellular Limited, Reliance Communications Limited,Vodafone India Limited and Bharat Sanchar Nigam Limited (BSNL)and in India has been presented in this paper on the basis of secondary data which includes last five year Profit (%) after tax, Total Income and Total Expenditures. This data has been collected to measure the level of satisfaction (LOS) of the Indian telecommunication customers. This LOS was evaluated for various factors like network coverage; customer service,tariffrates, plan and accountability of bill. An empirical study has been done and conclusions have been brought out on the basis of the data collected though an online field surveyto achieve this objective. An online questionnaire was prepared and was distributed to mobile phone users viasocial networking sitesandemail for this purpose. The collected data was analysed with the help of prowess software. A sensitivity analysis was done to verify the significance of the factors considered for determining the LOS. In this paper, it was concluded that Bharti Airtel is the overall leader in all business matrices mentioned above.
Research Explorer
Muthukrishnaveni R Anand
Telecom services in India began with the introduction of the telegraph. The Indian postal and telecom sectors are one of the world’s oldest services. India’s Telecom network is the second largest in the world by number of telephone users with 1109.67 million subscribers as on 31 December 2017.In this paper, the researcher deals with progress of Telecom service and Telecoms service providers in India.
Ashish V Singh
Telecommunication industry in India has evolved many folds starting from the era of monopolistic structure providing basic telecom services in terms of landline to the industry fuelled with intense competition of mobile services. This report attempts to understand the changing market structure with period of time and provides evidence of market structure. The data included in the report is accessible from public domains in terms of research papers, audit firms, Telecom department of India (TRAI) tec.
International Journal of Business Excellence
Sadhna Shukla
The purpose of this study is to develop a performance model for telecom service providers to evaluate their performance in the telecom service market using non-financial indicators such as customer perceived network quality, service quality perception, customer care services, customer satisfaction and overall brand equity. Structural equation modelling was used to analyse the data collected from respondents of Karnataka telecom circle. The main findings of the study indicate that customer satisfaction, customer perceived network quality, service quality perception and customer care services positively influences performance of the telecom service market. There are few related studies with the non-financial indicators and their influences on the performance of telecom industry. In this paper, attention is paid to construct a performance measurement model using non-financial performance measures in the Indian telecom service market. This study offers insights for telecom service providers to understand the non-financial determinants of performance.
International Journal of Research Publication and Reviews
Dr Susheela Devi B Devaru
The Indian telecommunication services is one of the fastest growing in the world and India is expected to become the 2nd larg est telecom market in the world by 2023 and has turned into the second biggest after China. Telecom Sector has remarkable growth in India because large proportion of population does not have wireless connections. Marketing strategies are important for development and profitability of organizations as there is fierce battle for subscriber service providers This paper analyses the marketing strategies of Indian Telecom. Services in Tumkur, Karnataka,India. The responses are collected using structured questionnaire and the collected data is presented in the form of graph, charts, tables and they are analyzed through statistical tools like Co-relation, Chi-square, and ANOVA. Most of the customers are expecting quality in service, majority of the respondents are experienced call drops or network loss so telecom services need to overcome from that problem and telec...
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International Journal of Research and Analytical Reviews (IJRAR)
Prashant Kushwaha
International journal of case studies in business, IT, and education
Laveena C Crasta
Indian Journal of Science and Technology
Ranjana Patel
International Journal on Emerging Technologies, 11(2). pp. 120-134
KISHORE K U M A R MORYA , Ajit Shankar
Information Economics and Policy
IGI Global eBooks
Dr. Chandana Unnithan
Benchmarking: An International …
ravi shankar
Prof. Nand Kumar
International Journal of Process Management and Benchmarking
Shailaja Rego
Telematics and Informatics
Jean-Pierre Vercruysse
Kumar Mohit
International Journal of Social Science and Economic Research
Siddharth Mawandia
World Review of Science, Technology and Sustainable Development
Shah.Md.Moazzem Hossain
IAEME PUBLICATION
IAEME Publication
International Journal of Engineering and Advanced Technology
Pramod Pathak
Springer Nature
Md. Nekmahmud
balwant mehta
International Journal on Customer Relations
Publishing India Group
Rajesh Aithal
Publisher ijmra.us UGC Approved
Giri Hallur
Richa Sekhani
Tribhuvan University Journal
rajendra K U M A R pokhrel
Introduction: health and healthcare system.
“ Health is Wealth” and good health is a valuable asset for the nation. The human resource of any country is productive only when it has good health otherwise it is a burden on the growth and development of the country. The World Health Organisation (WHO) defines health as a complete state of physical, mental and social well-being and not merely an absence of infirmity and disease (Arya, 2012; Svalastog et al. , 2017). In the Constitution of India, health is given due consideration under different parts of it. The Preamble of the Constitution gives direction to the State for ensuring social, economic & political justice and health sector falls under the term social justice. Article 21 under fundamental rights guarantees protection of life and personal liberty to every citizen. Under the Directive Principles of State Policy (DPSP), Clause No.38 gives direction to the State for the promotion of the welfare of the people and Clause No.47 says that the State shall record the level of nutrition, standard of living of its people and improvement in the public health as its primary duty. Clause 51A of the Fundamental Duties states that there is joint responsibility of State and citizens to ensure maintenance of human and animal health (Mathiharan, 2003; Arya, 2012). The United Nation General Assembly in 2015 gave a collection of 17 Sustainable Development Goals (SDGs) for 2030 Agenda (Transforming our World: the 2030 agenda for sustainable development). The Goal 3 namely, Good health and well-being, ensures universal access to healthcare services, quality & affordable medicines and family planning etc. (Aftab et al., 2020).
In Indian healthcare system, services are delivered through a decentralised approach and organized by a complex network of public and private healthcare providers of states. Public sector includes Ministry of Health and Family Welfare (MoH&FW), state owned Directorate of Health Services and Department of Health and Family Welfare, and after that district-level health services which are providing a link between each state and primary healthcare services. There is lack of information for clear understanding about regulating the private sector in India as there are multiple agencies to regulate under different ministries (Thomson et al., 2013).
For achieving the objectives, literature review is stepping stone towards it. It plays a critical role to critically analyse the existing knowledge and identifying research gaps in that subject (Wanjohi, 2014). A few studies have been done on the state’s public healthcare system only. There is lack of specific research on the both the public and private healthcare system of Punjab. The review is done on the basis of reliable publications that tried to contribute in the related area. To find out reliable publications, the multidisciplinary databases are accessed like EBSCOhost, JSTOR, PubMed, ResearchGate, SCOPUS, MedLine and Google Scholar are considered. The published national and international reports are also considered for the review i.e., Statistical Abstract of Punjab, Economic Survey of 2019-2020, Budget 2020-21, Punjab Human Development Report, Punjab Health Report by Directorate of Health Services, International Healthcare System Profiles, National Health Profile and other policy documents related to healthcare.
The period of study for reviewing the literature is post-independence to 2020. The reason for considering the period since independence is to make the readers understand the developments in healthcare system. The SAARC countries of which India is a member are given due consideration in the review. The keywords, ‘Healthcare’, ‘Service Quality’, ‘Financing’, ‘Patient satisfaction’, ‘Punjab’, ‘SAARC’ with Boolean characters are used for searching the articles and other published sources. From the search results, the research articles that are not concerned with healthcare utilisation, access, service quality, financing along with articles related to a specific disease or illness are excluded from the review. By following the exclusion/inclusion criteria total 21 studies are taken for this review.
Objective: To help draft a literature review on the effects of social media on academic performance.
Prompt Example:
Summarise key findings from recent studies (post-2018) on the topic.
Compare and contrast different methodologies used in these studies.
Highlight gaps in the current research that could be explored further.
Ensure the review is structured with an introduction, main body, and conclusion.
Use formal academic language and cite sources in Harvard referencing style.
Audience: Second-year undergraduate students in psychology.
Expected Outcome: A draft literature review of approximately 500 words with a synthesis of recent research findings, a critical comparison of methodologies, and identification of research gaps, all presented in a coherent and scholarly manner.
Example User Query:
Draft a 500-word literature review on the effects of social media on academic performance. The review should cover the following points:
Summarise recent studies from 2018 onwards on this topic.
Compare and contrast the methodologies used in these studies.
Identify and discuss gaps in the current research that could be further explored.
Please structure the review with an introduction, main body, and conclusion, using formal academic language. Make sure to cite the sources using Harvard referencing style.
The target audience for this review is second-year undergraduate students in psychology.
ELM’s Response:
Introduction
The ubiquity of social media in contemporary society has sparked a growing body of research examining its effects on various aspects of life, including academic performance. This literature review aims to synthesise findings from recent studies (2018-present) on the impact of social media usage on academic performance. By comparing methodologies and identifying research gaps, this review seeks to provide a holistic understanding of the current academic discourse on this topic.
Summarising Recent Studies
Several recent studies have explored the connection between social media use and academic performance with varied findings. Wang and Xing (2018) conducted a survey-based study with university students in China, revealing a negative correlation between time spent on social media and academic grades. Similarly, a study by Kirschner and Karpinski (2020) in the United States found that students who used social media excessively had lower GPAs compared to their peers who used it less frequently.
Conversely, some studies report more nuanced outcomes. A longitudinal study by Al-Menayes (2019) found that while overall social media use did correlate with lower academic performance, this effect was moderated by the type of social media engagement — with academic-related use proving beneficial. Similarly, Cho et al. (2021) highlighted that the impact of social media on academic performance is not straightforward but contingent on factors such as the nature of use (active vs. passive) and individual differences in self-regulation.
Comparing and Contrasting Methodologies
The methodologies employed in these studies vary significantly, influencing the robustness and generalisability of their findings. Cross-sectional surveys, as used by Wang and Xing (2018) and Kirschner and Karpinski (2020), provide quick snapshots but are limited by their inability to infer causality. These studies typically rely on self-reported data, which may be subject to biases such as social desirability or inaccurate recall.
In contrast, longitudinal studies like that of Al-Menayes (2019) offer stronger evidence for causal relationships by tracking changes over time. However, they require more resources and time, and their findings can be influenced by external variables that change during the study period. Experimental designs, though less common in this field, could provide more definitive insights by controlling for extraneous variables, as suggested by Nowak and Gao (2022), who implemented a controlled experiment to isolate the effects of social media on academic tasks.
Identifying Research Gaps
Despite the valuable insights provided by recent research, several gaps remain. Firstly, there is a need for more experimental studies to establish causality more definitively and eliminate confounding variables. Additionally, much of the existing research focuses on Western or East Asian contexts, with limited exploration in other cultural settings. This geographical bias suggests a need for cross-cultural studies to provide a more comprehensive understanding of the phenomenon.
Furthermore, while some studies have begun to distinguish between different types of social media use, there remains a lack of granular investigation into the distinct effects of specific platforms. Kim and Venditti (2023) suggest that the varying functionalities and user interactions on platforms like Instagram, TikTok, and LinkedIn might differentially impact academic performance.
Conclusion
The existing literature offers valuable insights into the relationship between social media usage and academic performance, revealing both negative and context-dependent effects. Nevertheless, the methodological diversity and geographical concentration of studies highlight the need for further research, particularly experimental and cross-cultural inquiries, as well as platform-specific analyses. Addressing these gaps will enrich the understanding of how social media impacts academic outcomes and guide the development of effective educational strategies and policies.
References
Al-Menayes, J. J. (2019). ‘The relationship between social media use and academic performance in university students’ Global Media Journal, 17(33), pp. 1-11.
Cho, J., Kim, S., Lee, W. & Kim, S. (2021). ‘The moderating effect of self-control on the relationship between social media use and academic performance’ Computers in Human Behaviour, 123, p. 106873.
Kim, H. & Venditti, D. (2023). ‘Differentiated impacts of social media platforms on academic performance: An exploratory study’ Journal of Educational Technology, 45(2), pp. 200-214.
Kirschner, P. A., & Karpinski, A. C. (2020). ‘Facebook and academic performance’ Computers in Human Behavior, 26(6), pp. 1237-1245.
Nowak, G., & Gao, L. (2022). ‘Experimental study on social media and student learning outcomes’ Journal of Experimental Education, 90(3), pp. 512-529.
Wang, Q. & Xing, Q. (2018). ‘The impact of social media on academic performance: Evidence from Chinese university students’ International Journal of Educational Research, 95, pp. 1-9.
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A study on implementation of goods and services tax (GST) in India: Prospectus and challenges. There are mixed response, inexplicit, arguments and opinions among the Manufactures, traders and society about the Goods and Services Tax (GST) to be implemented by Government of India from 1st April….
The paper envisages on the recent innovations with the technological advancements in the case of financial services in India and the tries to assess the advantage of electronic payments and benefits. ... Burragoni, Vinod, Financial Innovations: A Deeper Literature Review with Focus on India (January 6, 2017). Available at SSRN: https://ssrn.com ...
Dissertation India's PhD Literature Review Writing Service offers expert assistance for a clear, comprehensive, and critical evaluation of relevant theories, evidence, and existing research. We endeavor to provide you with a clear in-depth understanding of the conceptual as well as the theoretical aspects of your research work.
Developing a Literature Review . 1. Purpose and Scope. To help you develop a literature review, gather information on existing research, sub-topics, relevant research, and overlaps. Note initial thoughts on the topic - a mind map or list might be helpful - and avoid unfocused reading, collecting irrelevant content.
Access to affordable and improved Water, Sanitation, and Hygiene (WASH) facilities is essential for people's daily lives, and it is the primary goal of Sustainable Development Goal 6 (SDG-6). However, achieving this goal is a significant challenge for many countries, including India. The aim of this study is to assess the progress made towards achieving SDG-6 targets in Indian districts ...
Contemporary Literary Review India
This document provides a literature review of the quality of healthcare services in India. It discusses India's healthcare industry, including the infrastructure of primary, secondary and tertiary care provided by government, voluntary and private sectors. It also examines demographic and epidemiological trends in India that influence healthcare needs. Specifically, it notes India's growing ...
Health insurance sector in India: an analysis of its ...
Literature Review Writing Services in India
strategic tool. So, it is more crucial to identify characteristics that are barriers to using digital banking in India rather than only those that make it easier. 2. REVIEW OF LITERATURE: Giri and Ipsita Paria (2018) the article entitled "A Literature Analysis on Effect of Digitalization on Indian Rural Banking System and Rural Economy".
The Indian postal and telecom sectors are one of the world's oldest services. India's Telecom network is the second largest in the world by number of telephone users with 1109.67 million subscribers as on 31 December 2017.In this paper, the researcher deals with progress of Telecom service and Telecoms service providers in India.
Indian railways: An analysis of literature review Ramesh Kumar Singh Ph.D, Scholar, Tata Institute of Social Sciences, Mumbai, Maharashtra, India Abstract Indian Railways is the best transportation facility provider and biggest economic payee of the Indian government as well as biggest social service providers for the nation.
The period of study for reviewing the literature is post-independence to 2020. The reason for considering the period since independence is to make the readers understand the developments in healthcare system. The SAARC countries of which India is a member are given due consideration in the review.
Draft a 500-word literature review on the effects of social media on academic performance. The review should cover the following points: Summarise recent studies from 2018 onwards on this topic. Compare and contrast the methodologies used in these studies. Identify and discuss gaps in the current research that could be further explored.
TOURISM AND ECONOMIC DEVELOPMENT: LITERATURE REVIEW WITH REFERENCE TO INDIA. ISSN : 2395-7069, Impact Factor: 6.289, Volume 08, No. 02, April-June, 2022, pp. 43-50. W WITH REFERENCE TO INDIAShipra Paliwal Dr. Meenakshi Sharma**ABSTRACTAs the globalisation is expanding, tourism has become one of the world's largest and fastest-growing industry ...
Ms. DHANI MURMU. MMERCE RAVENSHAW UNIVERSITY, CUTTACK, ODISHA, INDIA-753003ABSTRACT The present study is based o. the p. rception of the policy holders towards life insurance products. In thepost Covi. period people are more c. ncern about their safety of health and life. This leads to more demandfor insurance prod.