condos on assignment toronto

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The Humber – 2F

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• $1,475/sq ft

Prestige Condos – Residence 07

Citylights on Broadway – 2G-S

903 2033 Kennedy Road

• $1,035,000/sqft

WestLine Condos – Westline 900-P

• $71,106/Sqft

S2 At Stonebrook

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Kingsway Crecent

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103 2 Teagarden Court

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Toronto assignments for sale.

Welcome to Toronto Assignments for Sale! If you’re looking to buy or sell a property in Toronto, real estate assignments can be an excellent opportunity to consider. A real estate assignment is a legal agreement where the original property purchaser (the assignor) transfers their rights and obligations to another buyer (the assignee) before the closing date.

Real estate assignments can be a smart choice for both buyers and sellers. Dive into the heart of Toronto’s ever-evolving real estate market through our Assignments for Sale in Toronto page. As one of the world’s most dynamic and rapidly expanding industries, Toronto’s real estate arena offers a plethora of investment prospects that assignments can unlock.

Toronto’s real estate market is dynamic and diverse, offering various properties to suit various lifestyles and preferences. As Canada’s largest city, Toronto boasts a bustling urban core with an array of condominiums, townhouses, and high-rise developments, making it an attractive destination for those seeking the convenience of city living.

Beyond the downtown core, Toronto offers charming neighborhoods with tree-lined streets, historic homes, and a strong sense of community. These areas are popular among families and individuals looking for a quieter pace while enjoying proximity to the city’s amenities.

Its strong housing demand underscores Toronto’s unwavering appeal, rendering it a prime location for acquiring assignments. Whether you’re eyeing a condo, townhouse, or detached home assignment, Toronto’s diverse options cater to various preferences and lifestyles.

Our team of experienced real estate professionals can help you navigate the complex process of buying or selling Toronto assignments for sale, providing expert advice and exceptional service at every step.

Assignments for Sale in Toronto

Assignments are a fantastic method to participate in this exciting market because Toronto’s real estate industry is one of the worlds most dynamic and rapidly expanding. Find the best investment chances in the metropolis with our Assignments for Sale in Toronto page.

Toronto is a highly desirable city with a strong demand for housing, making it a great place to buy an assignment. Toronto has much to offer if you’re looking for a condo, townhouse, or detached home assignment.

We are a team of experienced real estate professionals specializing in Toronto assignments. You can count on receiving individualized attention, knowledgeable counsel, and a dedication to assisting you in realizing your objectives when you engage with us.

Toronto Assignment Listing

Are you searching for a real estate investment opportunity in Toronto? You can see our Toronto Assignment Listing uncover the top assignments for sale in the area.

Many pre-construction condos, townhomes, and detached homes are available in our listings. Whether you’re a first-time buyer or a professional investor, we offer something to suit your needs.

Our Toronto assignment listing is easy to use. To find the right investment opportunity, you can browse by property type, price range, or location. Each listing includes detailed information about the property, including floor plans, features, and amenities.

Look at our current listings of assignments for sale in Toronto, and contact us today to learn more about how we can help you invest in this market. With our expertise and resources, you can confidently invest intelligently in Toronto’s real estate market.

Toronto Condo Assignments For Sale

Unlock the vibrant Toronto real estate market with our exceptional selection of condo assignments for sale. Immerse yourself in the cosmopolitan lifestyle of Canada’s largest city through our wide range of condominium assignments. From sleek downtown high-rises to charming neighborhoods, our listings offer various options to suit different preferences and budgets. Acquiring a condo assignment allows you to seize the opportunity to own a desirable property before its completion, giving you the advantage of being part of Toronto’s dynamic real estate landscape. Explore the endless possibilities of owning a Toronto condo assignment, whether you’re an investor seeking lucrative opportunities or a homeowner looking for a modern urban dwelling. Take the chance to experience the unparalleled excitement and diversity of Toronto living.

We don’t just list condominiums at GTA Assignment; we also pave the route for your urban success tale. Our knowledgeable team can put you in touch with upscale Toronto condo assignments that will improve your city living.

When you deal with us, you invest in your urban future and purchase a condo. You may take advantage of the booming real estate market in Toronto.

Contact us immediately to invest in Toronto’s finest condos and experience the city’s vitality. Here is where your next urban journey starts.

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Where Buying and Selling Assignments is Made Easy!

What is an assignment.

Considering buying a condo before it's built? A condo assignment sale lets you purchase the contract to a pre-construction condo from the original buyer. This can be a great way to get a deal on a property, but it's important to understand the process. Assignee (you) buy the right to acquire the property from the builder, taking on the original buyer's obligations. Learn more about assignment sales, their advantages and the process involved to find your perfect pre-construction condo.

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ASSIGNMENTS FOR SALE IN GTA

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CG Tower Condos

S2 at Stonebrook

Wonder Condos

YOUR PREMIER HUB FOR GTA ASSIGNMENT LISTINGS

With over 20 years of experience and over 500 successfully closed transactions, our team of experts provides unparalleled service throughout the entire process. Whether you're a buyer seeking the perfect pre-construction opportunity or a seller looking to capitalize on your investment, AssignmentPlus can help you achieve your goals. We take care of everything, from securing units in developments to navigating the intricacies of assignments, ensuring a seamless and efficient experience. Trust AssignmentPlus, the GTA's premier condo assignment brokerage, to deliver exceptional results and exceed your expectations.

Comprehensive Buyer Database

We have a comprehensive database of prospective buyers actively seeking investment opportunities. This database spans various demographics and preferences ensuring targeted exposure for your assignment listing. 

Established Relationship with Agents

We have fostered strong relationships with a network of seasoned real estate agents. This network amplifies the visibility of our listings within the industry, ensuring maximum exposure for your assignment.

Innovative Marketing Strategies

We ensure that assignment listings receive widespread attention. This includes targeted email campaigns, social media promotions and advertising on other platforms exclusive to assignments. 

Transparent Advice

We believe in delivering honest advice rooted in market insights which empowers our clients to make informed decisions throughout the selling process. 

We have a comprehensive database of prospective buyers actively seeking investment opportunities. This database spans various demographics and preferences ensuring targeted exposure for your condo assignment listing.

We have fostered strong relationships with a network of seasoned real estate agents. This network amplifies the visibility of our listings within the industry, ensuring maximum exposure for your condo assignment.

We ensure that assignment listings receive widespread attention. This includes targeted email campaigns, social media promotions and advertising on other platforms exclusive to assignments.  

SOLD CONDO ASSIGNMENT LISTINGS

The Queensway at Backyard Condos

Forest Hill Condos

Linx Condos

Scout Condos

TESTIMONIALS

Pat Burch, UK

We live in the UK and were recommended by Carlos to help us sell/assign our Toronto condo. Carlos quickly found a buyer for us in a difficult market. He has always been available to advise and guide us through the tricky negotiation and assignment process. Nothing is too much trouble, and he combines professionalism, knowledge, and experience, with a friendly can-do attitude. We would highly recommend him for any real estate requirements.

Anna Poretski, CA

Jeff worked with me on an assignment for sales. He is a great agent who works relentlessly to find you the right type of property. He helped to explain and navigate a complicated purchase. He will work with all the stakeholders involved in the deal to make sure it gets over the finish line in a timely fashion.

Philip La Fleur, CA

Akshay sold my assignment. Got it done. Highly recommend.

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List of Condo Assignment sale Toronto (2024)

1 bed | 1 bath | 539 sqft Occupancy -2023

As the real estate market in Toronto continues to thrive, buyers are constantly seeking innovative ways to secure their dream properties. One increasingly popular option that offers unique advantages is condo assignment sale Toronto. 

Imagine this: you are dreaming of owning a brand new condo in the heart of Toronto’s vibrant cityscape, but the thought of dealing with construction and delays makes you break out in a cold sweat. Well, fear not, because pre-construction assignments might just be the answer you’ve been looking for.

In simple terms, pre construction assignment sales Toronto is when you purchase the rights to a unit in a condominium project before it’s even built, and then sell that contract to another buyer before the project is completed. It’s like being the ultimate middle-person, connecting eager buyers with yet-to-be-built real estate.

Toronto, the city that never sleeps, is no stranger to pre-construction assignments. They have become increasingly popular in recent years, attracting both seasoned investors and first-time buyers alike.

Why the hype, you ask? Well, for one, the Toronto assignment sales  market is hot, hot, hot. The demand for housing in the city is constantly on the rise, making pre-construction assignments a tempting opportunity to secure a slice of the 6ix while it’s still sizzling. 

Additionally, who doesn’t love the excitement of being part of a brand-new development, with all the shiny amenities and modern finishes that come with it?

1. Lower Purchase Price And Potential For Appreciation

Ah, the sweet sound of savings. One of the main perks of pre-construction assignments is the potential to snag a unit at a lower purchase price compared to buying directly from the developer. As the original purchaser, you can often secure a contract at a discounted price, which could mean significant savings in the long run.

And let’s not forget about the possibility of appreciation. By the time the project is completed, the market value of the unit could have increased, allowing you to sell it at a profit without even lifting a finger.

2. Customize and Personalize the Unit

Who doesn’t want a say in how their dream home looks? With a pre-construction assignment, you have the chance to work closely with the developer to customize certain aspects of your unit. From choosing the finishes and fixtures to selecting your preferred layout, you can add your personal touch without having to spend a fortune on renovations.

Think of it as the ultimate design challenge, where you get to channel your inner interior decorator and create a space that truly reflects your style and taste.

3. Access to High-Demand Properties and Desirable Locations

Toronto is a city full of desirable neighborhoods, and pre construction condo assignment sale Toronto can be your golden ticket to these sought-after areas. With the demand for housing continuously surpassing supply, getting your hands on a unit in a prime location can be quite challenging. However, condo assignment sales in Toronto offer the opportunity to secure a unit in a highly sought-after development, giving you access to those hot spots you’ve been eyeing.

In Toronto, as in many other cities, the pre construction assignment sale  Toronto refers to the buying and selling of a pre-construction condominium unit before it is completed and ready for occupancy. 

1. Research and Selection

• Begin by researching various pre-construction condominium projects in Toronto.
• Choose a project that aligns with your preferences in terms of location, budget, unit type, and amenities.

2. Consult a Real Estate Agent or Broker

• Work with a qualified real estate agent or broker who specializes in pre-construction assignments.
• They can help you find suitable projects and guide you through the process.

3. Purchase Agreement

• Once you’ve selected a project, you will sign a purchase agreement with the developer. This agreement outlines the terms and conditions of the purchase, including the purchase price and deposit requirements.

4. Finding a Buyer

• You can find a buyer for your assigned unit through various means, including working with a real estate agent or marketing it on your own.
• The buyer will need to be approved by the developer, and they may have to meet certain criteria.

5. Legal and Financial Considerations

• Consult with a real estate lawyer to ensure all legal aspects of the assignment are handled correctly.
• Keep track of your financial obligations, including deposits, assignment fees, and any other associated costs.

6. Developer Approval

• The developer must approve the assignment, which typically involves a review of the buyer’s financial qualifications.

7. Closing Process

• As the project nears completion, the closing process begins, and the buyer takes over the unit.
• The developer will typically conduct a pre-closing inspection to ensure the unit is in the expected condition.

1. Check Track Record of the Developer

When it comes to pre-construction assignments, the name of the game is trust. Researching the reputation and track record of the developer behind the project you’re interested in is crucial. You want to make sure they have a solid history of delivering on their promises, as delays or issues with construction can have a significant impact on your investment.

2. Assessment of the Location and Neighborhood

It’s not just a catchy mantra; it’s a crucial factor in real estate. Before committing to a pre-construction assignment, thoroughly assess the location and neighborhood surrounding the development. Is it close to amenities, transportation, and other conveniences? Does it fit your lifestyle and preferences? Remember, you’re not just buying a unit; you’re investing in a lifestyle.

3. Project Timeline and Completion Date

Patience is a virtue, especially in the world of pre-construction assignments. Understanding the project timeline and estimated completion date is essential. Delays are not uncommon in the construction world, so be prepared for potential hiccups along the way. Assess your timeline and expectations, and make sure they align with the developer’s proposed timeline.

Closing Words

In short, exclusive pre-construction assignments present an enticing opportunity for buyers in the thriving Toronto real estate market. By considering the benefits, understanding the process, and evaluating the factors at play, buyers can navigate this unique avenue with confidence. 

From lower purchase prices and potential appreciation to the ability to customize and access high-demand properties, pre-construction assignments offer a variety of advantages in the vibrant Toronto real estate market. 

However, it is crucial to remain mindful of potential risks and challenges associated with this investment strategy.When considering your options, remember that you can also explore similar properties in the realm of pre-construction homes in Toronto . However, it is crucial to remain mindful of potential risks and challenges associated with this investment strategy.

By staying informed, buyers can make wise decisions and seize prime opportunities in the ever-evolving landscape of Toronto’s pre-construction homes market.

1. What exactly is a pre-construction assignment?

A pre-construction assignment refers to the process of selling the rights, before the completion of a construction project, to purchase a property that is still being developed. In this scenario, the original purchaser (assignor) transfers their agreement to a new buyer (assignee) who assumes the rights and obligations of the purchase contract.

2- What are the potential risks associated with pre-construction assignments?

While pre-construction assignments offer different benefits, they also come with potential risks. Delays in project completion, changes in market conditions, financing challenges, and assignment restrictions are some of the risks that buyers should consider.

3- Can I customize a property through a pre-construction assignment?

Yes, one of the key advantages of pre-construction assignments is the opportunity to customize the property. Buyers can often work with the developer to select finishes and upgrades, and even make minor layout changes during the construction phase, allowing for a more personalized living space upon completion.

The Next Move Is Yours.

Don’t know where to start ? Contact Our Team

Nobody knows the assignment market in the GTA and southern Ontario better than me. Whether you’re looking to buy or sell, I promise to work hard on your behalf to ensure you get the best deal possible.

Sean Bhairo is a data-driven CPA and Sales Representative. Sean understands that buying or selling a home is one of the largest investment decisions you will make, and his goal is to leverage his skillset and experiences to help support these decisions.

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• Condo Assignment Toronto

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3005 - 15 Mercer Street, Toronto, Ontario M5V 1H2

KING & BLUE JAYS WAY ** THIS IS AN AMAZING ASSIGNMENT SALE ** Located In Toronto's Vibrant Entertainment District, With Walking Distance To Waterfront, Financial Districts as well as many other wonderful destinations that can only be found in DT Toronto. Surrounded by an amazing lineup fo Fine

4109 - 252 Church Street, Toronto, Ontario M5B 1Z2

Dundas St E / Church St ASSIGNMENT SALE. Tentative Occupancy date is Dec 31, 2024. Spacious 1+1 bed 2 baths unit with east exposure. Den can be used as second bedroom. Built by prestigious Centercourt in the most desirable Garden District. Bright and spacious unit with panoramic window, a modern

415 - 859 The Queensway, Toronto, Ontario M8Z 1N8

The Queensway / Islington Welcome to 859 West Queensway Condos by First Avenue Development. (This is Not an Assignment Sale - No Assignment Fees.) A 658 Sqft, One Bedroom + Flex Space to Create a Sit Down Eat-In Experience or a Home Office. (could be second BR if closed), Spacious living room

502 - 15 Ellerslie Avenue, Toronto, Ontario M2N 0E7

Yonge St and Sheppard Ave Ellie Condos Assignment Sale: Upgraded 1 Bedroom Luxury Corner Suite With 1 Full Bathroom, 1 Parking Spot And 1 Storage Locker. 2 South-East Facing Balconies. 9 Ft Smooth Ceilings Throughout. Floor To Ceiling Windows. **** EXTRAS **** Stove, Dishwasher, Microwave W/Hood

708 - 327 King Street W, Toronto, Ontario M5V 1J5

King St west / Blue Jays way Empire Maverick - ASSIGNMENT SALE - Under Construction (no showings). 1 Bed, 1 Bath ""Jocker"" Model. Ext Occupancy 2024. Located In The Heart Of The City; Financial / entertainment District! Has An excellent transit Score; Streetcar At Front Door, Union Station,

801 - 10 Deerlick Court, Toronto, Ontario M3A 0A7

York Mills & Dvp Gorgeous Luxury One Bedroom Plus Den With Two Full Bathrooms With Parking & Locker, Where Den Can Be Used As Second Bedroom At Absolutely Stunning Luxurious Cecconi Simone Interior Design Ravine Condos In The Parkwoods-Donalds Neighbourhood Nestled Alongside Brookbanks Park

2906 - 252 Church Street, Toronto, Ontario M5B 1Z2

Church St & Dundas St Assignment Sale - Tentative Occupancy Date: Dec 31, 2024 Presenting an ultra-modern luxury corner unit condo built by the prestigious Centercourt Condominiums in the highly desirable Garden District. This bright and spacious unit features one bedroom plus a den with window

605 - 117 Broadway Avenue, Toronto, Ontario M4P 1V3

Yonge/ Eglinton Assignment Line 5 Project. .Luxurious New Condo In Heart Of Yonge/Eglinton! South West Conner Bright unit! 3 Bed, 2 Bath W/ Large Balcony, Architecturally Stunning, Professionally Designed Amenities, Craftsmanship & Breathtaking Interior Designs - Located Just Steps From The

2510 S - 117 Broadway Avenue, Toronto, Ontario M4P 1V3

yonge St / Eglinton Experience luxury living in this brand-new condo in the heart of Yonge and Eglinton. This bright and spacious one-bedroom unit features benefits from direct natural light in the bedroom and living area. Included is one locker for additional storage. Enjoy impeccable craftsmanship

1106 - 859 The Queensway, Toronto, Ontario M8Z 1N8

The Queensway / Islington Indulge in a brand-new, never-lived-in penthouse in the sought-after West End. This rare gem offers 3 bedrooms, 2 bathrooms, plus a study suite, with a spacious terrace boasting panoramic views. Revel in the luxury of floor-to-ceiling windows, high-end finishes, vinyl

403 - 150 Logan Avenue, Toronto, Ontario M4M 0E4

Logan and Queen Not an Assignment - Wow! A True Hard Loft in the Heart of Leslieville. Seize the Opportunity to not only live in this brand New Never Lived in Hard Loft with Elegance, Luxury and Style but to Own a piece of Toronto's History that is Move In Ready! This 2 Bedroom, 2 Bath Hard

3306 - 15 Mercer Street, Toronto, Ontario M5V 3C6

King St. & John St. This is an assignment sale. East tower corner unit North East exposure. Clear East view of city skyline. 799 sq. ft. 2 bedroom 2 washroom unit with study and 28 sq. ft. balcony. High-end Miele appliances. Luxury Amenities including Sauna, Steam Room, Hot tub, Fitness Centre,

709 - 859 The Queensway, Toronto, Ontario M8Z 1N8

Islington / The Queensway THIS IS AN ASSIGNMENT OF SALE. Beautiful boutique 11 storey condo, south facing unobstructed view of the lake. 1 bedroom plus den, with parking and a locker. VERY MOTIVATED SELLER. Seller will pay for developers closing costs. Large windows, 9 ft ceilings, high end

3603 - 15 Mercer Street, Toronto, Ontario M5V 0V1

King & Blue Jays Way The Iconic Nobu Experience Has Arrived in Toronto. Distinct + Elegantly Appointed Private Residence High Above the City Featuring 1091 sq. Ft, 3 Bedrooms + Den, 2 Baths, and 1 Parking. North West Facing Corner Unit with Open Concept Layout. Welcome to Your Personal Sanctuary.

4502 - 15 Mercer Street, Toronto, Ontario M5V 3C6

King St/Blue Jays Way Expect The Unexpected! Your Rare Opportunity To Purchase The Only Corner Penthouse Available At Sold-Out Nobu Hotel & Residences. On The Very Top Floor, This Unit Comes Complete With Upgraded Finishes, 10 Ft Ceilings (Other Floors Have 9'), NW Breathtaking Views of the

1408 - 10 Deerlick Court, Toronto, Ontario M3A 0A7

DVP and York Mills Welcome to The Ravine Condos, where comfort meets convenience. Step into this thoughtfully designed 1-bedroom plus den unit, offering 555 square feet of stylish living space. Enjoy stunning east-facing views and the serene, lush greenery of the southern ravine. The spacious

3004 - 50 O'neill Road, Toronto, Ontario M3C 0R1

Don Mills/Lawrence Never Lived In Brand New Unit, Assignment Sale, 2 Bed + Den, 2 Full Wash Rooms, Full Height Window, Scenic Views From Balcony & Much More. (id:27476)

1411 - 35 Mercer Street, Toronto, Ontario M5V 1H2

King St W / John St This Is It! Your Ticket To Own In The Notorious NoBu Residences. This Brand-New 2-Bed 2-Bath Suite Boasts Modern Finishes, Integrated Appliances, Smooth Ceilings, & Laminate Flooring. This Fashionable Lifestyle Residence Features A Podium Complete With Indoor and Outdoor

15 Mercer Street, Toronto, Ontario M5V 1H2

King St/Blue Jays Way Rare Opportunity To Purchase This Corner Suite at At Sold-Out Nobu Hotel & Residences. Full Unobstructed Views w/Many Upgrade Finishes, Breathtaking Views of the City Skyline, 3 Bedrooms, 2 Full Bathrooms, 3rd Bedroom Can Be Used Office Or Media Room. Luxury Like No Other

1706 - 15 Ellerslie Avenue, Toronto, Ontario M2N 0E3

Yonge Street and Sheppard Ave Ellie Condos Assignment Sale: Upgraded 1 Bedroom Luxury Suite With 1 Full Bathroom, 1 Parking Spot And 9 Ft Smooth Ceilings Throughout.Floor To Ceiling Windows. Occupancy started on February 9th. Showings are now allowed! **** EXTRAS **** Stove, Dishwasher, Microwave

208 - 135 Canon Jackson Drive, Toronto, Ontario M6M 0C3

Keele / Eglinton **ASSIGNMENT SALE** Gorgeous 1 bedroom, 1 bathroom! Minutes away from New LRT Station. Walking Distance to School, Park, Shopping, Place of Worship & LRT Station. Close to Hwys 400 & 401, Yorkdale Mall. Taxes not yet assessed. **** EXTRAS **** Stainless Steel Fridge, Stove,

12 - 1479 O'connor Drive, Toronto, Ontario M4J 2S6

O'connor/Vic Park/Eglinton E. *Assignment Sale* Brand New Modern Luxury 2-Storey Stacked Ground Level End Unit Townhouse In Convenient East York. 1005 Sq Ft + 85 Sq Ft Patio. Exquisite Features & Finishes Include: Contemporary Cabinetry & Carrera Quartz Counter-Tops In Kitchen & 3 Bathrooms.

16-1 - 1555 Midland Avenue, Toronto, Ontario M1P 0A1

Midland Ave & Lawrence Ave **Assignment Opportunity** At The Brand New MILA Towns! Discover Contemporary Living In This 3-Story CORNER LOT Town Home, Lynwood Model Full Of Upgrades, Located In This Exciting New Community In The Heart Of Scarborough With Expected Occupancy September 2024! Fantastic

72b Tisdale Avenue, Toronto, Ontario M4A 1C5

Eglinton & Victoria Park Brand New 4 Bedroom + 1 Office + 4 Washroom Townhouse Right At Eglinton and Victoria Park ~ Corner Unit so feels like a SEMI w/ lots of natural sunlight ~ Functional Layout ~ Laminate Flooring Throughout w/ pot lights throughout ~ Open Concept & Modern Kitchen, Quartz

32 Spruce Pines Crescent, Toronto, Ontario M4A 0A9

VICTORIA PARK/EGLINTON Welcome to Bartley town, a stunning and modern 4-bedroom & 4-bathroom townhome situated in the heart of Victoria Village. Its a brand new townhome that has never been lived in. Abundant with natural light across three levels. The main floor features 9-foot ceilings,

4005 Hickory Drive Unit# Th44, Mississauga, Ontario L4W 1L1

Dixie & Burnhamthorpe Welcome to this stunning 2-bedroom corner townhouse by Sierra Homes, available for assignment sale. Situated in a highly sought-after neighbourhood, this brand new unit offers the perfect blend of modern design and comfortable living. Just a 20-minute commute from Downtown

403 - 2343 Khalsa Gate, Oakville, Ontario L6M 4J2

Bronte Rd and Dundas St W ASSIGNMENT SALE: Investor Dream, Great Opportunity To Own this Brand New 2 Bedroom, 2 Bathroom, 1 Locker, 1 Underground Parking, 688 Sqft in Upper Glen Abbey West Oakville. Brightly Designed Floor Plans and a new level of luxury condominium living, Keyless front door

Th47 - 4005 Hickory Drive, Mississauga, Ontario L4W 1L1

Dixie Rd & Burnamthorpe Rd ASSIGNMENT SALE !! highly sought-after area and excellent opportunity awaits with this assignment sale FOR FIRST-TIME HOME BUYER AND INVESTORS, Selling at $$ LOSS. Discover a brand-new townhouse condo nestled in a prime location, boasting 2 bedrooms, a generous living/dining

05 - 4017 Hickory Drive, Mississauga, Ontario L4W 1L1

Dixie & Burnhamthorpe ASSIGNMENT SALE !! Highly sought-after area and excellent opportunity awaits with this assignment sale FOR THE FIRST-TIME HOME BUYER AND INVESTORS. Discover a brand-new condo townhouse nestled in a prime location, boasting 2 bedrooms + DEN, 2 full bathrooms, a generous

Th68 - 4005 Hickory Drive, Mississauga, Ontario L4W 1L1

Dixie & Burnhamthorpe ASSIGNMENT SALE - Check out this brand-new condo up for grabs! It's still being built, so you're getting in early. This place is top-notch, located in one of the best spots in Mississauga. Here's what's in store: a chill rooftop terrace, high ceilings, and fancy quartz

Th31 - 4005 Hickory Drive, Mississauga, Ontario L1W 1L1

Dixie & Burnhamthorpe An exceptional opportunity awaits with this assignment sale, priced below its 2021 purchase value. Discover a brand-new townhouse condo nestled in a prime location, boasting 2 bedrooms, generous living/dining area, 2.5 bathrooms, and a spacious 1130 sq. ft layout complemented

140 Honeycrisp Crescent, Vaughan, Ontario L4K 0N7

Hwy 7 & Jane St. Welcome To Your Dream Home Located In The Heart Of Vaughan Metropolitan Centre! 5 min. walk to VMC,TTC Subway Station and transit hub. Easy access to Highways 400, Hwy 7 and 407. Brand New Condo Townhouse With Stunning Design for families Offers 2 Bedroom 3 Bath Luxury modern

Th44 - 4005 Hickory Drive, Mississauga, Ontario L4W 1L1

Dixie Rd & Burnhamthrope Rd Welcome to this stunning 2-bedroom corner townhouse by Sierra Homes, available for assignment sale. Situated in a highly sought-after neighbourhood, this brand new unit offers the perfect blend of modern design and comfortable living. Just a 20-minute commute from

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Condo Assignments in Toronto

Looking for a new condo in Toronto? Consider purchasing a condo assignment! At HomeSEH, we specialize in Toronto condo assignments and have a variety of options available for you to choose from.

What are Condo Assignments?

Condo assignments are when a buyer purchases the right to take over a pre-construction condo unit from the original purchaser. This means that the buyer will take over the original purchaser's contract with the developer and will be responsible for closing on the unit once it is completed.

Why Choose a Condo Assignment?

There are many benefits to choosing a condo assignment in Toronto. For one, you can often purchase a unit at a lower price than if you were to buy directly from the developer. Additionally, you can often choose from a wider variety of units and buildings, as many pre-construction condos sell out quickly. Finally, condo assignments can be a great option for those who are looking for a quick move-in date, as the unit is often already completed or close to completion.

At HomeSEH, we have a variety of Toronto condo assignments available for you to choose from. Whether you're looking for a downtown condo or something in the suburbs, we have options to fit your needs. Contact us today to learn more about our condo assignments in Toronto!

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Condo assignment toronto

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Guide to Condo Assignments

If you’re looking to buy a condo, you may have come across some MLS listings that are being sold as “assignments”. Here’s what a condo assignment is and what it means for the Buyer.

Some background on pre-construction condos…

To be able to understand what an assignment is, you need to know a few things:

• When a Buyer agrees to buy a condo from a builder during the pre-construction phase, they sign a pre-construction purchase contract (with a price, terms and conditions, deposit, etc.)
• When the new condo is built and ready to be moved into, there is a period of ‘interim occupancy’, where the Buyer can take possession (in other words, move into the unit). During the period of interim occupancy, the Buyer does not yet own the condo ; they simply pay the builder an amount roughly equal to what their mortgage payment + condo fees + taxes will equal. No transfer of land has yet occurred, and no mortgage has yet been given.
• Once a building has passed all the city inspections and gone through all the processes to become a legal entity, condominiums are officially registered. During this registration period, condo ownership is transferred to the Buyers, mortgages come into effect and Buyers officially become owners (a.k.a. the closing). The period between occupancy and registration (i.e. the interim occupancy period) can be anywhere from 3 months to 2 years–though registration typically happens 4-8 months after people begin to move in for the interim occupancy period.
• Sometimes, Buyers of pre-construction condos change their minds and want to sell their condo either before the occupancy period or before the official close. Their life circumstances may have changed, or they may have been speculative investors who never intended on actually taking possession of the unit. Because they don’t yet own the condo, they can’t sell it. What they can do, however, is sell their contract (their agreement with the builder to buy a unit) to another Buyer. This is what we call an assignment.

What is a condo assignment?

With an assignment, the Seller is selling their interest in a property (in other words, their contract with the builder). They aren’t selling the actual condo (as they don’t own it yet); they are selling their promise to purchase a property.

When you purchase an assignment, you are essentially stepping into the shoes of the original purchaser. You can’t renegotiate the price or terms of the contract; you are simply taking over the contract as it already exists.

It’s important to note that some builders won’t allow their original purchasers to assign contracts, or will only do so for a fee (we’ve seen assignment fees from $750 to $7,000). Builder approval to assign a contract is almost always necessary.

Advantages and Risks of Assignments for Buyers

• When you buy an assignment, you take on all the terms and conditions that the original purchaser agreed to – so if he or she didn’t get a lawyer to approve the agreement, for example, those risks are passed onto you. While you can have your lawyer review the terms they agreed to, you can’t renegotiate them.
• You also take on the usual risks of buying a pre-construction condo: time delays, changes to the unit or building, extended interim occupancy periods, etc.
• Depending on what stage of construction the condo is in when the contract is assigned to you, you may or may not be able to be involved in selecting finishes and upgrades.
• Because it’s a new construction condo, HST may apply. If you don’t move into the unit, you’ll be responsible for paying tens of thousands of HST on closing.
• When a condo is assigned to you, you generally have to mirror the deposit that the original purchaser has paid to date. So rather than providing the usual 5% deposit for a resale condo, you may be required to provide 15% of even 20% as a deposit. If you are a first-time buyer with a lower down payment, you may not be able to afford the deposits required for an assignment.
• With an assignment, you will be eligible for the Tarion warranty program , which provides years of warranties against defects and problems with your condo, and because all the appliances will be new too, they’ll also be covered by warranties.
• When the unit is officially registered, and you close on the purchase, you’ll be responsible for all sorts of closing costs that don’t apply to resale units. These ‘builder adjustments’ apply to all new construction projects and include development and education costs, HST on appliances, utility connections fees, and Tarion fees. These builder closing costs can easily amount to 1-3% of the original purchase price (and there’s talk of the development fees doubling in Toronto soon). If you’re looking at taking over someone else’s contract via an assignment, look to see if the original purchaser capped the amount of these costs when they originally negotiated the unit. Otherwise, make sure you have lots of money put aside for closing costs.
• Legal fees to purchase an assignment condo are usually generally higher than typical resale condo purchases. For a condo under $500K, plan on legal fees around $2,500 (vs. $1,800 for a resale).
• When you close on the actual purchase with the builder, you’ll need to pay land transfer tax . Because no land ever exchanged hands, the original purchaser will get to avoid paying land transfer tax.
• Going through the assignment process can be a great way to purchase a condo in a building that has no remaining inventory, and often the actual purchase price (before closing costs) is lower than it will be once the building has registered, and the condos are offered for sale in the resale market.

The assignment process is a tricky one, with risks, legal requirements and paperwork that doesn’t look anything like the usual agreement of purchase and sale for a condo.  If you’re considering an assignment, make sure you work with a REALTOR, who understands the intricacies of assignments and can guide you through the process. As always, we’d be happy to help!

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Pre-construction Condo Assignment Sale

Pre-construction assignment sale condo is when the original buyer of a condo re-assigns the contract for purchase to another buyer. Let’s see how does selling the assignment condos in GTA work

What is an Assignment sale?

Simply put – An assignment sale is when a buyer of a property sells their promise to purchase said property to an “Assignee”, essentially selling the contract they have with the builder to the new purchaser, allowing them to complete the final sale.

Although it’s possible to assign any type of property, provided there is no restriction to this in the contract, it’s most commonly used in the sale of pre-construction condos in Toronto .

An assignment is when the original buyer of a property (the “assignor”) sells their interest in a property before they physically take possession, in most cases this is because the property has not been built yet. This allows a new buyer (the “assignee”) to take over the original buyer’s rights to purchase the property, giving the assignee the ability to complete the final sale with the Builder.

Assignment Condos

When you’re on the market for a pre-construction condominium unit, you will almost always be given an assignment clause in the form of a contract. What sounds like a great idea at the time can prove troublesome years later, when plans change, you can choose to sell your assignment before the condominium is even built. At 29Condos we always strive to keep you well informed and up to date on the latest industry details from the pre-construction market, allowing you to make an informed choice every time.

Is It Worth It to Buying an Assignment?

Some of the best deals on the market in the GTA today are assignments. This is because the patience it takes to buy a property before its construction isn’t for everyone. In addition to these types of sales having less competition and fewer buyers, many real estate agents aren’t familiar with the ins and outs of assignment sales and often won’t be knowledgeable enough to advertise these listings. Buying a contract through assignment gives you the opportunity to avoid excessive price inflation due to bidding wars, allowing you to reap the rewards and pay much less than you would for a resale unit.

Assignment condos are mutually beneficial for both the buyer and the seller. The seller is able to list their unit before it’s even completed and the buyer receives a great deal, by saving them lots of time searching for the perfect place and potentially thousands of dollars.

Another advantage to buying an assignment agreement is that you will get a brand-new unit that automatically comes with the seven-year Tarion Warranty Program. Not to mention you’ll likely move into the unit sooner than the usual 3 to 4 year waiting period for the building to be completed!

How does Assignment sale work

Condo Assignment Toronto

Do you pay hst on an assignment sale in ontario.

In short, if the sale and deposit is taxable GST/HST will still apply, but when you become the legal occupier of the condo unit, you may be eligible for a significant HST rebate for the price you paid to buy the unit. When trying to pursue this option, we highly recommend legal counsel to properly advise you in the right direction. We can help you get in contact with those able to help you through the rebate process without any unwanted surprises

We Can Hunt Assignments For You

Assignment selling restrictions.

There are many assignment restrictions outlined in certain buying contracts that make the selling of assignments quite difficult. Most pre-construction Agreements of Purchase & Sale from Toronto Builders do not allow the marketing of an unfinished condo before it’s completion, while the Builder may give you the right to assign your contract, they restrict you from posting it to the MLS or advertising it online with the threat of a breach of contract in the event a buyer does this. If no one knows about the property, it doesn’t matter how great a place it is, it just won’t sell.

We don’t recommend advertising an assignment if it’s against the rules outlined in your purchasing contract.

The best option is to go with a realtor who specializes in assignment sales and has a database of potential buyers looking for assignments. Getting the right condo assignment truly depends on the right connections in real estate, a good relationship with the developers, and trust between the investor and realtor. We receive new assignments daily and in most cases, they are sold in a few hours. The market for assignment sales is very fast-moving and there is always a buyer. It’s important to go with someone you can trust to constantly monitor the market. We will always keep you in the loop at all times. Contact 

Last modified: 2024-07-06

The Definitive Guide to Buying Condos on Assignment

The housing market stands as a dominant force within the economy. Those situated in Toronto will likely have encountered the phrase “Assignment Sale,” given its notable expansion throughout the city. Yet, it diverges somewhat from a standard property deal.

If you are seeking to crack the code of buying condos on assignment sale at any place, there is a legion of intricacies you need to know before heading forward.

This article will walk you through their gravity in the present day and all the specifics you should know before navigating into an assignment sale.

Everything About an Assignment in Real Estate

This lies before the assignor takes over, or “closes” the property. It is the assignee who ultimately seals the deal. To describe it in simple words, an assignor auctions their interest in a property (a building) to the assignee in advance of taking possession of the estate.

An assignor does not “sell” a property naturally, because they do not own it yet. Rather, they comply with the promise made to the builder to buy it. This is along with their obligations and claims of the Agreement of Purchase and Sale contract, by selling it to the assignee.

The bottom line is that the assignee essentially steps into the shoes of the assignor in this role-reversal of an endowment. In Toronto, property assignments are far more prevalent in pre-construction condos.

An assignment sale in the pre-construction condo market

An assignment sale in the sphere of the condo market refers to the “assignment” of a contract to take over a pre-construction unit wing. Additionally, it implies that no individual can attain authority over the title of the condo since the building has not been registered yet.

It is lawful to offer the contract to another buyer. Subsequently, after the building is registered, the assignor can sell the condo, together with the title. Such sales are extremely common amid the construction stage of new developments.

Umpteen real estate connoisseurs believe in buying condo units on assignment sales. In some cases, builders don’t permit buyers to foster contracts to an assignee.

Occasionally, they only do so after being paid an amount of assignment fee, which can hike as steep as $7000. Therefore, builder approval to offer a contract is an innate prerequisite.

The schema of an assignment process: A glance

As mentioned earlier, after you invest in a pre-construction condo , you will receive an assignment clause akin to a contract. You can then choose to sell the condos even before the completion of its building. Flip through the following points to attain lucidity over an assignment process:

• An assignee does not buy a property from an assignor. Rather, they will buy the “right” to procure the condos from a third-party source, the builder.
• The assignee entrusts its perks and rights within the original contract with the builder, who is the original seller.
• Along the assignment process, the original person who bought the property must sign an Agreement of Purchase and Sale [ 1 ]. This enlists an Assignment Agreement Clause, designating the right to offer the contract under a few conditions.
• An assignee concedes to meet all of the assignor’s obligations under the original purchase.

Why do assignment sales take place for condos?

Usually, with pre-construction unit sales, there lies a long hand-back between the duration wherein a buyer can occupy the condo and the assignment closing date. It is fairly anticipated that buyers’ circumstances to modify over time.

It can be anything; a transferable job, a change of heart, marriage, a new set of responsibilities to cater to, etc. In essence, what fashioned for a person five years back, doesn’t always work within sight of the final closing date.

Another common reason why purchasers seek to indulge in a condo assignment sale depends on the original purchaser’s financial footing. Perhaps the buyer does not have sufficient funds in hand to wrap the sale up and make it to the closing date of the building. Moreover, it’s rather cheaper to offer the contract to an assignee, than it is to cop out on a builder!

Lastly, assignment sales are also mutual to individuals who are simply reckoning to “flip” a pre-construction condo unit. These speculative investors carry no intention of reaching the final closing date.

Some buyers maneuver profit by “flipping” pre-construction condos for occupancy. Additionally, this is another strategy to avoid paying for closing expenses and incur capital benefit over their original purchase.

Advantages of buying a condo on assignment sales

An assignment purchase can accord you some of the greatest deals in the province of real estate. But many purchasers miscalculate all the ins and outs of it when it comes to purchase and sale.

Let us examine a few reasons why assignment sale agreements for condos have the upper hand in the realm of the purchase and sale contract:

1. You can buy a brand-new condo at a low purchase price

By buying a state-of-the-art condo on assignment sales, you’re likely to purchase a product that has been off the market for quite some time. After a significant duration of time, the price of a condo unit per square foot abates when set against today’s pre-construction price.

Therefore, you can acquire a new condo at a fairly reasonable price, which is just a vaporous thought in today’s market! So, why give any extra money?

2. Inherent equity for the condo

One of the key reasons why it is worthwhile to purchase a condo on assignment lies in its ability to construct equity during the building process. This means that when a purchaser is selling a condo unit before its closing date, he/she typically leaves a portion of the equity that the condominium has churned out for you to inherit.

Toronto’s assignment market has always remained powerful, with even pre-construction condos generating remarkable equity every year.

3. Availing agreement perks

Post the assignment transaction, purchasers are eligible to avail of the Tarion warranty program, which offers years of warranty against errors and defects with your condo unit. Also, this program will cover all your warranties for newly installed appliances.

Additionally, you will redeem several VIP incentives like upgrades, credits, and capped developing charges from the builder.

The non-negotiable aspects of assignment sales for a condo

Since assignees take charge of an original purchaser’s contract, they are not given the liberty to renegotiate the price of the condo, along with the terms and conditions embodied in the agreement of purchase with the builder.

They simply receive the contract as it exists.

These assignees have to replicate the deposits that assignors make to the builder.

Therefore, in place of a 30% payment made by the assignor, the assignees usually mirror the same.

The tax implications of assignment sales

First and foremost, the only reliable source to attain solid tax advice in Toronto comes from a certified accountant or lawyer.

After the registration and the final closing date of your condo unit, you’ll be solely liable for all kinds of closing costs. Some developments even include the education and development price, Tarion legal fees, and HST on appliances.

Generally, incurring any profit from an assignment obligates you to give money as a form of tax.

Additionally, losses can be written off, too. The assignees will be held accountable for paying the land transfer tax or any due HST.

The following payments are not financed in addition to a mortgage. Therefore, these are to be paid by an assignee:

• Land transfer tax
• Municipal levies
• HST/GST rebate
• Legal fees and disbursements

A builder’s price within the Agreement of Purchase relies on an “assumption.” According to this assumption, the buyer is using the pre-construction condo as a Primary Residence after the purchase.

Therefore, as a buyer, you qualify for a hold of the HST Rebate that later goes to the builder.

Due to this assumption, the assignee is under an obligation to assign back their entitlement of the HST Rebate to the builder.

This way, the builder acquires most of the HST rebate from the government, and you do not need to offer any money in addition to your sale price.

This assignment of the HST payment tax is incurred at the time of the final closing. By assigning it, the purchase price of the condo remains, as stated in the Agreement of Purchase.

Builder approval to accredit an assignment

The huge legal document signed during the purchase of a pre-construction condo is your holy grail during the assignment process.

The condo on assignment clause stipulates the assignor’s right to assign the contract of the building. While a majority of builders authorize assignments, there’s a legal fee that needs to be paid to them. In some cases, other implications might accompany the legal fee payment.

Marketing restrictions followed by an assignment sales

Most of the condo on assignment sales agreements from Toronto builders do not permit the endorsement of an assignment. While the builder may offer you the rights to sell your contract, they prohibit you from posting the sale to the MLS. This makes the selling process extremely taxing.

Your submission to the land transfer agenda requires you to maintain caution to avoid legal issues and unnecessary interaction with lawyers. This means that it is imperative to steer clear from flouting the no-marketing rules.

A builder can cancel the buying contract and confiscate the deposits if purchasers are culpable of breaching the legal agreement rules.

How to find a buyer with a no-marketing policy?

Do not sweat on it! There are professional realtors for property sales who boast a database of potential assignees. Therefore, the easiest option to sell the assignment is to hire an expert realtor who knows the ins and outs of assignment sales.

What goes behind the closing of an assignment?

There are two closings with pre-construction assignment sales. One lies between the assignor and the assignee. The other lies between the assignee and the builder for the occupancy.

With the former closing date, the assignor collects their deposit and additional profit from the assignee. With the latter, the assignee must give the remaining price to the builder (generally, with the assistance of a mortgage).

The land transfer taxes are to be paid as well. This is when the title of the condo shifts from the owner to the assignee.

There’s another closing of assignment sales after the buyer holds possession of the condo unit, but doesn’t own it yet. This is the interim occupancy period. Here, interim occupancy occurs when the condo is equipped for occupancy but not prepared for registration.

In Toronto, the time of an interim occupancy period varies from a few months to years. During this occupancy period, the buyer takes over the unit and has to take care of the combined price of the mortgage, taxes, and the condo [ 2 ].

Buying a condo unit on assignment sale tips

Are you planning to buy a condo on assignment sale? Here’s what you need to consider before making the purchase:

1. Give importance to the closing date

Before opting for a condo on assignment sales, you must study the following dates:

• Assignment closing date: When the assignment sale transaction is complete with the original buyer.
• Occupancy closing date: The initial closing date after the buyer receives the condo unit’s key from the developer.
• Final closing date: The title and contract of the property will be transferred to the buyer.
• Closing costs dates: When the assignee will pay the selling price to the developer.

2. Mortgage approval

For the developer (the builder) to support the transaction, you have to air evidence of sufficient funds to testify your capability of buying the pre-construction condo. You can seek aid from an expert lawyer or consultant who can stock a decent mortgage registration for you.

The price eligible for a mortgage is at par with the selling price minus the down payment paid to the developer (the builder).

3. Closing costs

When you buy condo unit assignments, you are held accountable for all closing costs after the building is registered. These costs state the registration of your mortgage for occupancy of the condo. Therefore, look into the registration activity of the building closely.

4. Hire a professional real estate broker

Using a seasoned broker for buying a condo, who is familiar with assignment sales, enables your transaction to proceed smoothly. Similar is the case with your property lawyer or mortgage broker. Assignments involve a lot of complicated paperwork when set against a typical real estate transaction.

You will find various experienced and registered agents and lawyers in Toronto to help you.

5. Can you make the down payment?

Obtaining condo units on assignment contracts involves a substantial amount of investment. This is because of the following reasons:

• You are liable for 20% of the down payment that is paid by your seller to the builder.
• You have to pay the difference capital between the current asking price, or the new selling rate of the condo, and its original value.

Get the condo “flipping”

Assignments sales are a tried-and-tested strategy in Toronto. For land investors who know the right ways to pursue this business with fitting acquisition strategies, it’s a significantly low-risk and lucrative method to build serious wealth in real estate.

Today, assignment transactions are gaining massive popularity amongst sellers across Canada. Even sellers have been reaping plenty of rewards by maximizing their profits and saving time. Most developers allow assignment transactions, followed by certain rules.

Even with the strictest precedents, buyers and sellers have boundless options to achieve monumental profit while plunging into assignment sales for condo buildings!

See  Precondo for more information on pre-construction condo properties for sale.

References:

• https://smallbusiness.chron.com/purchase-sales-agreement-3206.html
• https://www.ratehub.ca/blog/what-is-interim-occupancy/

Get in touch with Jordon here ​.

2 Comments.

Hello. Very nice explanation about assignment and closing date. I have a question if you are able to answer, please. By law, do I owe the condo when I sign the assignment contract or I only owe it after the closing date? Thank you in advance

sorry I meant to say own not owe. When does the condo become my property (my asset), when I sign the assignment contract or only after the closing date? Thanks and sorry

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Buying Condos on Assignment — A Quick Guide

Buying condos on assignment is becoming the norm in the real estate business. Investors use this strategy to purchase a condo cheaply and sell before closing to maximize profit. Understanding what a condo assignment is can be difficult, especially for newbies in the niche. Our team will discuss condo assignments and what you need to know before diving in to your next investment. 

What Is a Condo on Assignment Sale?

A condo on assignment sale is a written document issued to the purchaser of a pre-construction condo unit from the builder or an investor intending to sell. This agreement indicates that since the building hasn’t been officially registered, no one can take possession of the condo unit. However, you are allowed to sell the agreement to an interested buyer before the building is fully registered.

You will only get full ownership of the building after the final closing date – the period when the property title will be transferred to you. Once the property has become registered, you can sell the property and the title. It’s after the closing date that you will begin your mortgage payment.

Remember, the condo unit isn’t officially yours, even after making your down payment. You will only get a condo assignment sale as proof of your down payment and not the property’s title until after the closing date.

Why Purchase a Condo on Assignment?

There are reasons why buying condos on assignment is a familiar strategy investors and realtors use these days. If you already bought a pre-construction condo, you can maximize profit before closing and registration by selling the contract to another buyer. This is called “flipping.”

If you also have to relocate or out of cash, you can sell the contract to an interested buyer and get your money. Here, the agreement can protect you from accruing further costs.

Another reason to purchase a condo on assignment is that you’ll be buying at a price less than the market value when it’s completed. 

Important Factors to Remember

When buying a condo on assignment, you need to keep the following factors in mind.

You will be liable to pay taxes, such as Land Transfer Tax and other legal fees after the final closing date. Our experts recommend that you employ the services of a tax advisor for proper guidance.

Down Payment

Buying a condo on assignment sale demands that the builder collects a down payment from you. The deposit structure varies from builder to builder and the current phase of the building construction, but the typical range is between 15% – 30% of the total price of the building.

The builder must approve all the transactions regarding assignment sales. Some builders may not approve until the date of assignment sale is near the final closing date to avoid any confusion on whose name the property will be registered to.

You are mandated to provide Proof of Sufficient Funds to show that you can pay for the purchase before the builder can issue the contract. The remaining amount after the initial down payment is paid in the form of a mortgage.

The builder automatically assumes that you are using your condo as your primary residence after registration. Therefore, you become obligated to assign the HST Rebate entitlement to the builder.

Real Estate Broker

You need the help of a professional and seasoned real estate broker to help you with the transaction and ensure that it goes smoothly. This is because the paperwork involved is relatively complicated, and many agents or real estate brokers may not fully understand how condo on assignment sale works. 

Closing an Assignment Sale

When buying a condo on assignment sale, you will be responsible for closing costs once the builder registers the building. These costs include Land Transfer Tax, Utility Connection Fees, Development Charges, etc. [1] However, you are exempted from HST if you plan on using your condo as your primary residence. 

When purchasing a condo on assignment sale, you need to take note of the following:

• Assignment closing date (when the transaction is completed)
• Occupancy closing date (the first date when the builder hands over the keys to the purchaser)
• Final closing date (when the title of the property is transferred to you)

How do you buy an assignment for a condo?

To buy an assignment for a condo, you must be ready to purchase one of the pre-construction condo units from the builder. Afterward, you can request an assignment from the builder, showing that you own one of the units.

How does a condo assignment work?

A condo assignment transfers partial ownership of the building from the builder to the buyer. When buyers decide to purchase a pre-construction condo unit, they agree with the builder, signifying partial ownership.

When buying condos on assignment, it’s vital that you go through all these factors, as explained by our real estate experts, to avoid any complications, especially during the closing dates. An error could jeopardize your chances of buying a pre-construction condo, so take your time while going through the transaction. 

More pages:  

• Toronto condo and housing bubble 
• Advantages and disadvantages of condo living 
• Expenses of condo building 
• Assignment sale in Toronto
• Assignment sale in Vancouver
• Purchasing condo in Canada  

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Condo Assignments

A Condo Assignment is a legal sales transaction whereby the Original Purchaser (the “Assignor”) of a property sells, and thereby transfers, their interest and obligations under the original contract to a new Purchaser (the “Assignee”).

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Soaring $29 million condo is one of the most expensive for sale in Toronto

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Just northeast of Avenue Rd. and Bloor St. W, the prestigious condos at 155 Cumberland St. offer some pretty luxe living.

Built as an office building in 1960 and converted/expanded into condos a half-century later, the building's striking limestone, metal, and glass façade sets it apart from its neighbours, with a distinctly Modernist style absent in most new-build condos.

The views from the kitchen. 

One of the patios overlooking the city. 

This sprawling residence covers an entire floor of 155 Cumberland St., offering a massive 6,644 square feet of indoor space plus an additional 1,000 square feet of outdoor terraces.

The family room with floor-to-ceiling windows. 

The Great Hall.

Probably the most noteworthy part of this entire condo is the "signature Great Hall." 

The dining room. 

It's an 80-by-25-foot open-concept masterpiece with 11-foot vaulted ceilings finished in Venetian stucco.

The kitchen with a fireplace. 

The open-concept layout also makes it a great space for hosting sophisticated soirées. 

The view from the dining room through the wet bar. 

The living room, dining room, media room, and wet bar all flow seamlessly together.

The library. 

Luxury materials like stone, warm wood, and metal add visual interest to the spaces. 

Another balcony with views. 

And if that’s not enough, the floor-to-ceiling windows give you unobstructed views of Toronto’s skyline, letting you feel like you’re floating above the city.

The primary ensuite bathroom. 

This suite offers three bedrooms and four bathrooms. 

One of the bedrooms. 

The bedrooms are very spacious and bright.

The primary bedroom. 

The breakfast area in the kitchen. 

The building doesn't have a ton of amenities, but with over 6,000 square feet of space, do you really need them? 

A view of the balconies. 

1700 – 155 Cumberland St. is listed for $29,000,000 .

Sotheby's International Realty

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Toronto’s condo market to ‘get worse’ as pre-construction starts ‘falling off a cliff’: expert

Real estate markets will feel the downstream effects from a slowdown in Toronto’s condo market, according to one real estate expert who expects fewer completions of new units over the next few years.

Last month, Bloomberg News reported that Toronto’s condo developers saw sales of new units in the first half of the year fall 57 per cent from the previous year, marking the slowest pace in 27 years amid high interest rates and a pullback in demand. Additionally, a report by CIBC Economics and Urbanation said in July that Toronto’s condo market is “clearly in recessionary territory.”

John Pasalis, president and broker of Realosophy Realty, said in an interview with BNN Bloomberg Thursday that the slowdown has spurred investors to leave the market, which could weigh on the number of future new units.

“The challenge is things are going to get worse because when we have pre-construction sales falling off a cliff, this means of course economically construction starts are going to start to slow down. In the next three, four years we’re going to have fewer completions,” he said.

Pasalis added that while Canada’s “proposed solution” to the ongoing housing crisis is to triple the number of new unit completions, he expects that number to actually fall over the next few years.

“Long term, you want a housing market driven by end users. When you have it driven by investors, prices get ahead of where they should be, which is where we are. And then when they get ahead of where they should be, eventually sales stop until things become balanced again,” Pasalis said.

As the Toronto condo market faces a major slowdown, Pasalis said there are two major trends occurring. One is that sales have fallen due partly to the fact that end users are facing challenges when buying units and “investors have largely disappeared.”

“And on top of that, we have a lot of investors selling. They’re exiting the market. The units don’t make sense from a cash flow perspective,” he said.

‘Mom-and-pop investors’

Around two decades ago, Pasalis highlighted, investors were a much smaller part of the pre-construction market, but today account for upwards of around 70 per cent of pre-construction buyers.

“A lot of our pre-construction condo market has just been driven by demand, largely from mom-and-pop investors. They want small units, the yields of them are higher. This is largely why we build a lot of small condos in Toronto,” he said.

Larger condo units are seeing more demand in the market compared to the smaller units, according to Pasalis.

“The very, very small units cater to investors and then the larger units, say 900-1,000 square feet plus that are more geared towards end users,” he said.

Pasalis also highlighted that demand has fallen for pre-construction condos.

“That’s because prices have been flat, so they’re thinking, what’s the point of buying a project if I don’t know where prices are going to be four years from now,” he said.

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The Advantages of Buying a Condo on Assignment

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Buying a condo on assignment is increasing in popularity as more buyers become educated on the advantages of taking this route to condo ownership in Toronto. We’ve processed countless assignment sales and have many happy buyers and sellers among our clients. How can buying on assignment benefit you? Let’s take a look at why so many people are using this strategy.

What is a pre-construction condo assignment sale?

The purchaser of a pre-construction condo investment will sometimes choose to sell their contract with the builder before they officially take possession. Because they don’t yet own the condo itself, they are selling their Agreement of Purchase and Sale with the builder to a new buyer. This type of transaction is referred to as an assignment sale .

Assignment sales usually take place if the original purchaser’s financial situation has changed, if they’ve had a change of heart, or are simply looking to “flip” the property . Flipping pre-construction condos can be a strategy some investors use to avoid paying closing expenses and cash out before registration, making a profit on their original investment.

Educated buyers and realtors know that when purchasing a pre-construction condo, an assignment clause should always be requested. By having this in your Agreement of Purchase and Sale, you are able to then consider selling your unit on assignment. You will still need builder approval, but this will already be built into your contract.

Advantages of Buying a Condo on Assignment

You can purchase a new condo for less.

By buying a new condo on assignment you’re likely purchasing a product that’s been sold out for quite some time, at a price that’s likely no longer available. The price per square foot should ideally be less than today’s pre-construction prices. Not only are you able to get a brand-new condo but you’re able to get it for a price that no longer exists in today’s market.

Buying on Assignment Gives Buyers the Advantage

After construction it’s not abnormal for investors who want to cash out quickly, to sell before they take possession. What this does is create a massive amount of inventory in a building, which means buyers have more choice at a time when the building is still a work-in-progress. Additionally, investors are motivated to negotiate because they want out of their contract prior to the condo’s registration date, especially if there’s lots of inventory.

Built-In Equity

One of the reasons why buying a pre-construction condo is so appealing is the ability to build equity as the condo is being constructed. When someone is selling a condo before closing, they are typically leaving some of the equity that the condo has earned on the table for you to inherit.

Toronto’s condo market has remained strong and condos, even pre-construction condos, are generating significant equity each year.

Keep These Things in Mind When Buying on Assignment

Agreement of purchase & sale cannot change.

When buying a condo assignment, you are inheriting the contract from the original purchaser as it already exists. It’s important to have your lawyer review the contract but note that the terms the Assignor agreed to are no longer negotiable.

Payment Structure

A typical deposit structure for a pre-construction condo is 15% to 20% spread out over a couple of years – the varies from developer to developer. Depending on what phase the building is in when you purchase the assignment, you will pay the Assignor the deposits they have already paid to date. The remaining balance will be paid to the builder. Overall, this could be 15-20% up front.

In rare instances, you can purchase an assignment with as little as 5% down depending on what the Assignor’s terms are. By putting less money down, the Assignor has to wait until registration to receive their profits. Although this is not the norm, the likelihood increases as the registration date nears and the building is almost complete.

Closing Costs

When purchasing a condo assignment, you will be responsible for all the closing costs when the building is registered with the city. Closing costs include Land Transfer Tax, Development Charges, Utility Connection Fees, HST and any legal fees. It is also at registration that your mortgage will officially begin.

Keep in mind, you are completely exempt from HST on a pre-construction condo if you plan to use the property as your principal residence. Investors who are leasing their condo will need to pay HST upfront. Your lawyer can file for a full HST rebate, refunded approximately 4 to 6 weeks later, provided you have a one-year lease in place.

Use a Seasoned Real Estate Broker

Using a broker who is seasoned and well-versed in assignment sales will help your transaction go smoothly. The same with your lawyer and mortgage broker. The paperwork involved with an assignment is a bit more complicated than your standard real estate transaction. Many agents and even real estate lawyers are not familiar with this type of sale, so make sure you use an agent who’s familiar with how to complete an assignment sale.

Customizing Your Unit

Depending on the timing of the assignment, you may be able to select your own finishes. The builder contacts the buyer typically one year prior to completion for these custom details.

Buying on assignment can provide many benefits. You’ll be able to get into a brand-new building, possibly customize your suite and realize equity upon registration.  You’ll also benefit since your money is not tied up for years in a pre-construction condo purchase and get a short closing without having to wait.  They also get convenience and luxury of buying brand a new unit and often pay lower maintenance fees.  So don’t shy away from assignment sales – just make sure you’re working with a broker who has an exceptional track record of successful transactions.

If you’d like to see our top picks for available assignment sales, simply fill out the form below – we’ll be in touch right away.

Comment by CJ | on October 12, 2020 at 5:13 pm

Great article. Been looking to buy assignment sale, Price jumped up by $180,000 since original pre construction price in 2016 . Agents tell me, market went up. My argument is, I’m buying original buyers contract, condo hasn’t closed, therefore, I’m prepared to offer same price. I’m a wrong in this?

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Comment by Zoe Campos | on November 19, 2020 at 8:44 am

Thanks for reminding me to have a legal expert review the contract first before buying any properties. I am thinking of purchasing a condominium around Brooklyn, NY, and turn it into a rental property, but I’m not sure about my first step yet. Maybe it would be better to consult a property management expert who can help me with the process and look for tenants afterward.

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Toronto Blue Jays Get Positive Injury Update on Ailing Superstar

Brady farkas | aug 16, 2024.

• Toronto Blue Jays

The Toronto Blue Jays, who are headed for a last-place finish in the American League East, have gotten some good injury news on Friday with regards to shortstop Bo Bichette.

According to Keegan Matheson of MLB.com, Bichette has resumed baseball activities down in Florida.

Bo Bichette has started to do some baseball activities down in Dunedin, John Schneider says. He’ll likely ramp up down in Florida for a while, then check back in with the to evaluate a rehab assignment when it gets to that point.

Bo Bichette has started to do some baseball activities down in Dunedin, John Schneider says. He’ll likely ramp up down in Florida for a while, then check back in with the #BlueJays to evaluate a rehab assignment when it gets to that point. — Keegan Matheson (@KeeganMatheson) August 16, 2024

Bichette has been out since just after the All-Star break with an injured calf muscle, and the hope is that he'll be able to return before the end of the regular season.

It's been a terrible year across the board for Bichette, who is hitting just .223 with four homers and 30 RBI. He's been injured multiple times and hasn't been able to pair with Vladimir Guerrero Jr. to make the kind of dynamic lineup duo that the Blue Jays want to have. There are rumors that Bichette isn't committed long-term to Toronto, and thus, there are rumors that the Jays could trade him in the offseason or at next trade deadline.

In addition to Bichette, closer Jordan Romano is also currently out for the Jays. He underwent elbow surgery and is also trying to make it back before the end of the year, but his timeline is more unclear.

The Blue Jays will play the Cubs again on Saturday and Sunday at Wrigley Field.

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BRADY FARKAS

Brady Farkas is a baseball writer for Fastball on Sports Illustrated/FanNation and the host of 'The Payoff Pitch' podcast which can be found on Apple Podcasts and Spotify. Videos on baseball also posted to YouTube. Brady has spent nearly a decade in sports talk radio and is a graduate of Oswego State University. You can follow him on Twitter @WDEVRadioBrady. 

How far can Matthew Boyd, Alex Cobb take Guardians? Hey, Hoynsie!

• Updated: Aug. 17, 2024, 11:51 a.m.
• | Published: Aug. 17, 2024, 10:21 a.m.

Left-hander Matthew Boyd held the Cubs to one run in 5 1/3 innings on Monday at Progressive Field. It was his first start since last season due to Tommy John surgery on his left elbow. AP

• Paul Hoynes, cleveland.com

MILWAUKEE -- Do you have a Guardians question that you’d like to have answered in Hey, Hoynsie? You can subscribe to Subtext here , text Hoynsie at 216-208-4346 for a two-week free trial or email him at [email protected] .

Hey, Hoynsie: How big of a lift did Alex Cobb and Matthew Boyd give the Guardians? Do you think they can maintain their performances through the end of year? -- Patrick Grijak, Garfield Heights.

Hey, Patrick: Boyd and Cobb have combined for three starts with the Guardians winning two of the three. If they can stay healthy, they bring experience and stability to a rotation that has been in flux all season.

This may be a stretch, but it reminds me of when the Indians signed veterans starters Dennis Martinez and Orel Hershiser in the 1990s. As for Boyd and Cobb maintaining their form through the end of the year, who knows?

But they are playing catch up and that’s a hard thing to do in the big leagues.

More Guardians coverage

• Guardians lose to Brewers, 2-1; Milwaukee pitchers dominate for second straight game
• How Will Brennan fell in love with baseball again: Guardians takeaways
• Guardians, Milwaukee Brewers starting lineups for Aug. 17, 2024: Game 123

Kyle Manzardo, in 30 games with the Guardians this year, hit .207 (12 for 82) with 10 doubles and seven RBI. Rich Storry, Getty Images

Hey, Hoynsie: What has happened to Kyle Manzardo? -- Jay Miller, Boston.

Hey, Jay: As far as I know, nothing.

He’s coming off a poor July, but overall he’s hitting .269 (66 for 245) with 17 doubles, 17 homers and 42 RBI in 70 games at Columbus. When the Guardians promoted him in early May, they used him almost strictly as a DH. I think he had a hard time adjusting to that.

He’s played mostly first base at Columbus, which is his normal position. But it’s tough to get an opportunity when you’re playing behind Josh Naylor. I’ve heard the front office is happy with the progress Naylor is making.

Hey, Hoynsie: Do you think Big Christmas, aka Jhonkensy Noel , could be a right handed Big Papi? -- Bill, Tennessee.

Hey, Bill: Well, he’s already got the great nickname. As for the rest of the package, the Guardians can only wish.

Hey, Hoynsie: Do Matthew Boyd and Alex Cobb impact the Guards attempting to sign Shane Bieber? Could they sign him Bieber before the end of the season as he continues to recover from Tommy John surgery? Or does he become a free agent at the end of the year? -- Neil H., Reedsville, Pennsylvania.

Hey, Neil: I’m sure Boyd and Cobb are looking to use their time in Cleveland to boost their value on the free-agent market this winter. But I don’t think it will interfere with the Guardians’ plans -- if they have any -- for Bieber. I think both sides have an interest in getting a deal done, but the devil is in the details.

It doesn't sound as if David Fry is going to be catching much for the remainder of the season for the Guardians because of a sore right elbow. Joshua Gunter, cleveland.com

Hey, Hoynsie: Is David Fry still an option at the catching position? Or is the injury still preventing him from performing the job? -- Andy Mees, Sandusky.

Hey, Andy: Fry has only caught one game since injuring his right elbow making a throw from behind the plate on June 23 against Toronto. He’s been limited to DH and first base since. From listening to manager Stephen Vogt, it’s probably going to stay that way through this season.

Hey, Hoynsie: Why wouldn’t you bat José Ramirez first so that over the course of the season he would accrue more plate appearances than he would batting third? -- Scott Wyles, Berea.

Hey, Scott: First, you have a All-Star leadoff hitter in Steven Kwan. Second, Ramirez is already hitting second or third in the lineup, so he’s still getting plenty of chances to hit. Plus he’s a run producer.

Last season Ramirez appeared in 156 games with 691 plate appearances while hitting second or third. Kwan had 718 plate appearances, while playing in 158 games, in the leadoff spot.

INTO THE UPPER DECK! Jose Ramirez gets the Guardians on the board and brings in his 100th RBI on the season! #ForTheLand pic.twitter.com/mO0Jg7cs7V — Bally Sports Cleveland (@BallySportsCLE) August 17, 2024

That’s a difference of 27 plate appearances. Last year Kwan scored 93 runs with 54 RBI. Ramirez drove in 80 runs and scored 87. I think if they asked Ramirez to hit leadoff, he’d do it. But I don’t know if it’s the smartest thing to do at this point of his career.

Hey, Hoynsie: What is the Guardians’ ERA and record when Austin Hedges catches compared to the games he doesn’t? -- Bob Carter.

Hey, Bob: Guardians pitchers are 20-16 with a 4.16 ERA when Hedges catches. They’re 39-33 with a 3.78 ERA when Bo Naylor catches and they’re 13-1 with a 2.80 ERA when Fry catches.

Hey, Hoynsie: Why haven’t the Guardians signed Amed Rosario , who was designated for assignment by the Dodgers? If the Dodgers can’t use him, the Guardians can use him at shortstop. -- Mary Ann McKee.

Hey, Mary Ann: I checked with the Guardians and they say they don’t have a spot for Rosario. I know he played well for Cleveland for 2 1/2 years, but his defense did fade at shortstop in 2023. They seem committed to Brayan Rocchio, with Daniel Schneemann and Tyler Freeman in reserve, at shortstop.

They also have Gabriel Arias at Columbus.

Hey, Hoynsie: How many at-bats at the major league level do you think a player needs to show if he’s a good hitter? -- Alvaro, McAllen, Texas.

Hey, Alvaro: I checked with hitting coach Chris Valaika. He wasn’t sure about an exact number, but felt like 500 at-bats, about one season, is a good indicator. He added that those at-bats don’t have to come in one season, that they can be spread out over two or three years, depending on how a player is used.

Valaika also said that coming out of spring training, it usually takes a hitter 80 to 120 at-bats to get into the big league flow. He added that spring training stats are often an illusion.

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